Required disclosures
How we calculate the payments on this site
Every monthly figure shown anywhere on this website is an estimate for illustration only. It is not an offer of credit, a prequalification, or a commitment to lend. West Ranch is not a lender and does not make credit decisions. Your actual down payment, term, rate, and payment are determined solely by your lender, based on your credit, and may differ from what you see here.
The assumptions
| Down payment | $10,000 unless you change it with the slider |
|---|---|
| Term | 300 monthly payments (25 years) |
| Annual percentage rate | 11.00% APR |
| Estimated home insurance | 0.9% of the home price per year, divided by twelve. Billed separately and not financed. |
| Lot rent | Shown on each home. Billed separately, not financed, and subject to the terms of your lot lease. |
| Terms last confirmed | not yet confirmed with a lender |
Terms shown are a representative example from lenders who finance homes of this type. They are not an offer of credit.
What the payment does not include
- Property taxes on the home
- Electricity, water, sewer, and any utility deposits
- Furniture, fencing, decks, or other improvements
- Any lender fees, title, or closing costs
Worked example for each home
Using the standard assumptions above, unless you changed them.
The Molly
Estimated payment example for The Molly. Home price $58,900. With $10,000 down (17%), amount financed $48,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $479 per month. Lot rent of $625 per month and estimated home insurance of $45 per month are not financed and are billed separately, for a total estimated monthly cost of $1,149. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Tropic
Estimated payment example for The Tropic. Home price $63,900. With $10,000 down (15.6%), amount financed $53,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $528 per month. Lot rent of $625 per month and estimated home insurance of $49 per month are not financed and are billed separately, for a total estimated monthly cost of $1,202. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Nixon
Estimated payment example for The Nixon. Home price $66,900. With $10,000 down (14.9%), amount financed $56,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $558 per month. Lot rent of $625 per month and estimated home insurance of $51 per month are not financed and are billed separately, for a total estimated monthly cost of $1,234. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Atlantis
Estimated payment example for The Atlantis. Home price $69,900. With $10,000 down (14.3%), amount financed $59,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $587 per month. Lot rent of $625 per month and estimated home insurance of $54 per month are not financed and are billed separately, for a total estimated monthly cost of $1,266. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Show Home
Estimated payment example for The Show Home. Home price $74,900. With $10,000 down (13.4%), amount financed $64,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $636 per month. Lot rent of $625 per month and estimated home insurance of $57 per month are not financed and are billed separately, for a total estimated monthly cost of $1,318. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Jackson
Estimated payment example for The Jackson. Home price $74,900. With $10,000 down (13.4%), amount financed $64,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $636 per month. Lot rent of $625 per month and estimated home insurance of $57 per month are not financed and are billed separately, for a total estimated monthly cost of $1,318. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Patton
Estimated payment example for The Patton. Home price $74,900. With $10,000 down (13.4%), amount financed $64,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $636 per month. Lot rent of $625 per month and estimated home insurance of $57 per month are not financed and are billed separately, for a total estimated monthly cost of $1,318. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Wilson
Estimated payment example for The Wilson. Home price $75,900. With $10,000 down (13.2%), amount financed $65,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $646 per month. Lot rent of $625 per month and estimated home insurance of $58 per month are not financed and are billed separately, for a total estimated monthly cost of $1,329. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Lincoln
Estimated payment example for The Lincoln. Home price $76,900. With $10,000 down (13%), amount financed $66,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $656 per month. Lot rent of $625 per month and estimated home insurance of $59 per month are not financed and are billed separately, for a total estimated monthly cost of $1,340. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Nassau
Estimated payment example for The Nassau. Home price $89,900. With $10,000 down (11.1%), amount financed $79,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $783 per month. Lot rent of $625 per month and estimated home insurance of $69 per month are not financed and are billed separately, for a total estimated monthly cost of $1,477. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Panama
Estimated payment example for The Panama. Home price $98,900. With $10,000 down (10.1%), amount financed $88,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $871 per month. Lot rent of $625 per month and estimated home insurance of $76 per month are not financed and are billed separately, for a total estimated monthly cost of $1,572. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Lakeland
Estimated payment example for The Lakeland. Home price $104,900. With $10,000 down (9.5%), amount financed $94,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $930 per month. Lot rent of $625 per month and estimated home insurance of $80 per month are not financed and are billed separately, for a total estimated monthly cost of $1,635. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Rosewood
Estimated payment example for The Rosewood. Home price $112,900. With $10,000 down (8.9%), amount financed $102,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $1,009 per month. Lot rent of $625 per month and estimated home insurance of $87 per month are not financed and are billed separately, for a total estimated monthly cost of $1,721. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Roosevelt
Estimated payment example for The Roosevelt. Home price $118,900. With $10,000 down (8.4%), amount financed $108,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $1,067 per month. Lot rent of $625 per month and estimated home insurance of $91 per month are not financed and are billed separately, for a total estimated monthly cost of $1,783. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Eisenhower
Estimated payment example for The Eisenhower. Home price $126,900. With $10,000 down (7.9%), amount financed $116,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $1,146 per month. Lot rent of $625 per month and estimated home insurance of $97 per month are not financed and are billed separately, for a total estimated monthly cost of $1,868. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Madison
Estimated payment example for The Madison. Home price $136,900. With $10,000 down (7.3%), amount financed $126,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $1,244 per month. Lot rent of $625 per month and estimated home insurance of $105 per month are not financed and are billed separately, for a total estimated monthly cost of $1,974. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Royal
Estimated payment example for The Royal. Home price $152,900. With $10,000 down (6.5%), amount financed $142,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $1,401 per month. Lot rent of $625 per month and estimated home insurance of $117 per month are not financed and are billed separately, for a total estimated monthly cost of $2,143. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
The Murphy
Estimated payment example for The Murphy. Home price $159,900. With $10,000 down (6.3%), amount financed $149,900 for 300 monthly payments at 11.00% APR, the estimated home payment is $1,469 per month. Lot rent of $625 per month and estimated home insurance of $123 per month are not financed and are billed separately, for a total estimated monthly cost of $2,217. Property taxes, utilities, and deposits are not included. This is an estimate for illustration only and is not an offer of credit, a prequalification, or a commitment to lend. Your actual down payment, term, rate, and payment are determined solely by your lender based on your credit and may differ. West Ranch is not a lender and does not make credit decisions.
Credit
The prequalification form on this site asks you to describe your own credit. It does not run a credit check, no soft pull, no hard pull, and we do not ask for your Social Security number or date of birth. When you move forward with a lender, that lender will obtain your credit report under its own authorization and will provide you any notices the law requires.
Equal housing
West Ranch does business in accordance with the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, or national origin.
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